In partnership with AfterPay

PAYMENT INSTALLMENTS

Pay now, or Later - It's up to you!

Buy now and pay it in 4 interest-free installments over 6 weeks.

Buy now, pay later with Afterpay

How It Works:

Now, when you choose Afterpay at checkout, you can split your purchase into 4 equal, 0% interest installment payments—with no upfront fees charged.*

1. Add items to your cart.

2. Check out with Afterpay.

3. Choose to pay in 4 installments

Note: Your first payment will either be due at checkout or 2 weeks after your purchase. The next 3 remaining installments will be automatically charged to your card saved on Afterpay every 2 weeks. And don’t worry, you’ll get an email reminder before each payment to keep you in the know.

*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. Click here for complete terms. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license. The Afterpay Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

Frequently Asked Questions:

Afterpay is a free service when you pay on time - there are no upfront fees charged or any interest incurred.

The only fees that may be incurred are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Afterpay account to make your payment via a different method.

We do everything we can for you to avoid late fees, including sending reminders leading up to the payment due date.

Shoppers in the USA may receive up to an $8 late fee for each missed installment but the total late fees for each order won't exceed 25% of the order value. 

Afterpay Monthly Payment is a simple interest installment-based lending option that gives you more flexible ways to pay for high-value orders. Depending on your eligibility, Pay monthly offers flexibility with a 6 and 12 month interest-based payment option on items over $400. Interest accrues on the unpaid principal balance on a daily basis. Please note, until an offer is accepted rates and offers are subject to change.

Afterpay is a payment service offered by US online retailers for shoppers who: 

  • Are a resident and reside within one of the 50 states or the District of Columbia.  A
    • Afterpay is not available in US Territories.   
  • Are at least 18 years old
  • Are capable of entering into a legally binding contract;
  • Have a valid and verifiable email address and mobile number;
  • Provide a valid delivery address in the United States;
  • Be authorised to use the US-issued credit card, debit card or bank checking account to make the purchase

Afterpay offers flexible repayment options: 

  • Pay Monthly
  • Pay-in-4 

Pay Monthly

Pay Monthly payments are due on the same day every month for the duration of the loan. The details of your due date and monthly payment amount will be available on your Final Payment Schedule. If you choose to cancel a scheduled recurring payment, you need to contact Afterpay at least 3 business days prior to the scheduled payment date. 

*Please note that a down payment may be required

Pay-in-4 

Your first payment* will be due the day your order request is approved. Thereafter, your installment due dates will be every 2 weeks (fortnightly). 

In all cases you will be notified at checkout- if the first payment is due at the time of the purchase. We also send you a confirmation email outlining the amounts and dates that the payments are due. 

First, the merchant has to process the refund in their system. The refund will then drop through to reflect on your Afterpay account, and if you're owed a refund back to your card, it will be returned to the card that was used to make the payments.

Once processed, the money can take up to 10 business days to be returned to your card/s, depending on your financial institution.

It is important to remember that returns are always subject to the merchants refund policy. This information can normally be found on their website or by contacting the merchant directly.

For questions about installment payments with Afterpay, visit the Afterpay Help Center: https://help.afterpay.com/hc/en-us

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